Unlock the Future of Employee Benefits with P2RIME®, Empower Your Workforce with Inclusive Benefits, Look Ahead to 2025's Key Benefit Adjustments & more!
Navigating the delicate balance between costs and employee needs can often feel like a high-wire act. Through the P2RIME® process, we are here to assist you in crafting a robust employee benefits strategy that encompasses:
Tools to help you prepare and plan
Methods to recruit and retain top talent
Innovative solutions that enhance employee experience
Tactics to manage costs and risk
Continuous education of new strategies to engage your employees
Family planning involves diverse support systems to help individuals and couples manage family growth. With varied family structures, effective support must cover fertility, adoption, surrogacy, and more. Comprehensive benefits are crucial for workplaces to attract and retain talent, fostering employee well-being and engagement.
Employee benefits are shifting back to cost containment, contrasting the recent expansive approach. Rising healthcare costs and fiscal responsibility drive this change, challenging companies to save money without compromising essential benefits. The focus is on balancing cost control with employee satisfaction for immediate success and long-term growth. Let us turn your vision into reality. Contact us to see how we can support your organization during this pivotal change.
This is a reminder that the attestation of compliance for employer-sponsored group health plans is due to the U.S. Centers for Medicare and Medicaid Services (CMS) by December 31, 2024. This is an annual requirement with each attestation covering the period from the date the previous attestation was filed, through the current submission date.
Marsh McLennan Agency (MMA) published an updated guide addressing this prohibition on gag clauses in detail, including the mechanics of how to complete the attestation if it is necessary for an employer to do so.
The Internal Revenue Service released Revenue Procedure 2024-40 on October 22, 2024, which contains the 2025 inflation adjustments for various employee benefit plans, including health care flexible spending accounts, qualified transportation fringe benefits, and adoption assistance programs. This alert also summarizes other health and welfare benefit plan limits announced earlier this year and provides a brief summary of changes to the employer shared responsibility penalties under the Affordable Care Act.
Get instant access to this Alert and Highlights by clicking HERE.
In September 2024, federal agencies released final regulations on non-quantitative treatment limitations (NQTLs) under the Mental Health Parity and Addiction Equity Act, impacting mental health and substance use disorder benefits beyond financial or visit limits. This webinar covers the 2025-2026 rule changes, NQTL parity standards, coverage responsibilities, and future guidance. View Recording HERE.
At Graham Company, we understand that insurance is not something sold and put on a shelf. Through over 60 years of experience, we create programs that address our clients' specific business needs. We provide a full spectrum of products including Property & Casualty, Employee Benefits, Surety, Personal Lines, and more for an elite client base. We understand that for our clients, it's not just about protecting your livelihood - it's about protecting your legacy.
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